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Motor Insurance

Motor Insurance – Protection for Every Ride

Your vehicle isn’t just a mode of transport — it’s your daily companion. Protect it with Motor Insurance from PIC Finance and Investment, ensuring complete peace of mind every time you hit the road.

What is Motor Insurance?

Motor Insurance provides financial protection against losses or damages to your vehicle caused by accidents, theft, fire, natural disasters, or third-party liabilities. Whether it’s a two-wheeler, four-wheeler, or commercial vehicle, we have a plan that fits your needs and budget.

Types of Motor Insurance
1. Third-Party Liability Insurance
  • • Mandatory by law under the Motor Vehicles Act.
  • • Covers damages caused to another person, vehicle, or property by your vehicle.
  • • Protects you from legal liabilities in case of an accident.
2. Comprehensive Insurance
  • • Offers complete coverage for both your vehicle and third parties.
  • • Covers theft, fire, vandalism, accidents, and natural calamities.
  • • Includes optional add-ons for extra protection.
3. Own Damage (OD) Cover
  • • Protects your vehicle against accidental or environmental damages.
  • • Ideal for owners who already have third-party insurance.
Add-On Covers (Optional Enhancements)

Boost your policy with these smart add-ons:

  • • Zero Depreciation Cover – Get full claim without depreciation deduction.
  • • Engine Protection – Covers repair/replacement of engine parts.
  • • Roadside Assistance – Help during breakdowns anywhere, anytime.
  • • No Claim Bonus (NCB) Protection – Keep your NCB intact even after a claim.
  • • Return to Invoice – Get the full invoice value in case of total loss or theft.
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Documents Required

To purchase or renew a motor insurance policy, you’ll need:

  • • Vehicle Registration Certificate (RC)
  • • Previous Insurance Policy (for renewal)
  • • Driving Licence
  • • Vehicle Invoice (for new policy)
  • • Passport-size Photo
  • • Address Proof
Why Choose PIC Finance and Investment?
  • • Instant quote comparison from top insurers
  • Hassle-free claim assistance and renewal support
  • • Guidance to pick the best coverage within your budget
  • • Partnered with Bank of Baroda & India First Life for trusted service